TErms & Conditions
Registered credit provider offering transparent, short-term loans against your vehicle.
TErms & Conditions
If your car is fully paid and registered in your name, you may use it as security to access a short-term, asset-based loan without selling the vehicle.
T&C
Terms and Conditions for
Secured Asset-Based Car Loans
Loan Period
Minimum repayment period: 1 TCA (Total Contractual Amount)
Maximum repayment period: 3 TCA
• The client agrees to pay the Capital Debt + Interest + all Costs quoted and accepted in this Pawn / Loan Agreement, within 62 days, or as negotiated between the parties.
• The client and the company hereby agree that the period of the loan may be extended at the sole discretion of the company, BUT ONLY, when and if the total outstanding amount has been paid by the client.
• No discount will be given for early payment.
APR (Annual Percentage Rate) & Fees
• Max. 6% APR
• Storage fees (at rate of 25% per month)
Illustrative Example:
Loan Amount
R50 000
INTEREST AT 5% PM
R2500
STORAGE FEE AT RATE OF 25% PM
R12 500
ADMIN FEE
R2500
PERIOD OF LOAN
62 Days
PAYABLE AFTER 62 DAYS
R67 500
We do not 'Pawn while you drive'. We store your car safely until repayment.
We DO NOT BUY cars/ vehicles.
Privacy policy
Privacy Policy:
How We Collect, Use, and Protect Your Information
At Pawn Your Car Quick, your privacy is important to us. This Privacy Policy explains how we collect, use, and safeguard the personal information you provide on our website.
1. Information We Collect
Form Submissions: When you fill out contact forms, request quotes, or subscribe to newsletters, we collect information such as your name, email address, phone number, and any other details you provide.
Cookies and Tracking: We use cookies and tracking technologies, including Google Analytics, to enhance your experience, analyze website traffic, and improve our services.
2. How We Use Your Information
To respond to your inquiries and provide the services you request.
To send newsletters, promotions, and other marketing communications (only if you’ve opted in).
To analyze website usage and improve website performance and functionality.
3. Sharing Your Information
We do not sell your personal information. Your data may be shared with trusted service providers who help us operate our website, send emails, or analyze traffic. All third parties are required to protect your information in accordance with this Privacy Policy.
4. Cookies
Cookies are small files stored on your device that help us improve your experience. You can adjust your browser settings to refuse cookies; however, some parts of the website may not function properly without them.
5. Data Security
We implement appropriate technical and organizational measures to protect your information against unauthorized access, disclosure, alteration, or destruction.
6. Your Rights
You have the right to access, correct, or request deletion of your personal information. You may also unsubscribe from marketing communications at any time.
7. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
8. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
Email: [email protected].
Phone: 012 023 2002
We do not 'Pawn while you drive'. We store your car safely until repayment.
We DO NOT BUY cars/ vehicles.
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Where can you pawn your car for cash in Rivonia?
Frequently Asked Questions
Need Cash Fast?
Common Car Pawn Questions Explained
How long is the payment period?
The minimum repayment period for your loan is 1 TCA (Total Contractual Amount), while the maximum repayment period extends up to 3 TCA, giving you flexibility to manage your repayments according to your financial situation.
What is your interest rate?
Our interest rates are aligned with national rates and fully comply with the guidelines set by the National Credit Regulator (NCR), ensuring fair and transparent lending for all our customers.
I still owe money on my car. Can I pawn it?
No. To pawn your car, the vehicle must be fully paid off. Until then, it isn’t entirely yours, and the bank retains a financial interest in it, which prevents it from being used as collateral.
Where can I pawn my car for cash?
At Pawn Your Car Quick, we provide fast and discreet cash loans against vehicles at our Pretoria branch. Our process is simple, transparent, and designed to get you cash quickly without any hassle.
Is the Loan Process Discreet?
Yes. All our loans are completely private and discreet, handled by appointment only. We never share your information with credit bureaus or any third parties, ensuring your privacy is fully protected.
What is out admin and storage fees?
Our admin fee is 5% of your loan amount, covering the processing of your application. While your car is held, a storage fee of 25% per month applies to ensure your vehicle is kept safe and secure.
Credentials:
Pawn Your Car Quick (Pty) Ltd is a registered credit provider (NCRCP21665)
At Pawn Your Car Quick Rivonia, we are committed to providing trusted car pawn solutions that help you access fast, reliable cash. Our dedicated team is here to guide you every step of the way, offering flexible lending options tailored to your needs.
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Pawn Your Car Quick (Pty) Ltd is a registered credit provider (NCRCP21665)
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